Charlottesville Insurance Agency

Insurance for all of life

We are a locally owned independent insurance agency that has served Charlottesville, Albemarle, and surrounding counties for six generations. Whether you are opening a new business, buying a car, need better rates on your home, or any other insurance need – we would love to have the opportunity to serve you.

Hanckel-Citizens Insurance office is open to clients by appointment only. Please call 434-296-7191 if you would like to schedule an in-person meeting.

Our Summer hours are as follows:
Monday, Tuesday and Thursday: 8:30am-4:30pm
Wednesday: 8:30am-12:30pm
Friday: 8:30am-3:00pm

If an insured needs a change processed immediately, please email the information to info@hanckelcitizens.com

Home Insurance

For most people their home is the greatest asset. Our experienced agents can help you find the best coverage to protect your home, apartment or condo, as well as your belongings based on your individual needs.

Auto Insurance

Having great auto insurance is important. As an Independent Agent we can check several preferred insurance companies to find you the best combination of protection and price.

Life Insurance

Protect your loved ones in the event of an unexpected or untimely death. Life insurance safeguards your family’s home and lifestyle by helping to cover lost income, the mortgage, and other final expenses. It may be uncomfortable to think about, but purchasing a life insurance policy might be the most important thing you can do for your family.

Business Insurance

Even if you have a successful business, disaster could strike at any moment and force you to shut your doors. Companies typically carry insurance to mitigate the risk of unforeseen damage.

Find the coverage that is right for you

Get your insurance quote online