Charlottesville Commercial Insurance

Business insurance can be complex, and it takes an experienced insurance agent to help you get the right commercial coverage for your enterprise. You need an agent who can provide not just one portion of your business insurance needs, but all of your commercial coverage, from commercial vehicle insurance to professional liability coverage to workers comp.

An independent agent who specializes in business insurance can do just that. Unlike captive agents who provide specific coverage from one insurance company, independent agents work with many carriers. We can meet all of your commercial insurance needs, even when you need specialty coverage, or several different policies from different carriers.

Independent agents handle over 50 percent of commercial insurance policies in existence today, and are located in over 27,000 offices nationwide. Contact us today to get help with your entire business insurance portfolio.


* Restaurant      *Construction
*Landscaping     *Brewery
*Hair Salon        *Specialty Store
*Plus many more


*Business Owners Policy   *Commercial Auto                        *Directors & Officers Liability
*Workers Compensation   *Commercial Property                  *Employment Practices Liability
*Cyber Insurance               *Commercial Umbrella                 *Professional Liability
*Farm Insurance                 *Commercial Flood Insurance
*Surety Bonds                    *Commercial General Liability

Ready to get started?

Why Hanckel Citizens?

  • Family owned for 6 generations
  • Trusted by the community for over 140 years
  • Prompt, reliable service from an experienced team that knows your name
  • Independent options to get you the coverage you need at the price you can afford

Carriers We Represent